How To Sue Credit Bureaus For Statutory Damages
In a recent case, Omar Santos et al. v. Experian Information Solutions, Inc., the US Court of Appeals for the Eleventh Circuit ruled...
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Akeem Bey
- 7 days ago
- 2 min
Credit Repair Secret Strategy Tip - Update Your Personal Information!!!
One of the best ways to insure your chances that accounts get deleted from your credit report is, before you start disputing accounts,...
66 views0 comments
Akeem Bey
- Oct 10
- 2 min
Removing Late Payments: How to Find and Email the CEO of a Company for Goodwill Accommodation
If you've ever found yourself in a situation where you need to contact the CEO of a company to discuss late payments or other financial...
206 views0 comments
Akeem Bey
- Oct 9
- 2 min
Leveraging Authorized User Status to Lower Credit Card Utilization Ratios
Credit card utilization, the percentage of your credit limit that you're using, is a key factor in determining your credit score. High...
111 views0 comments
Akeem Bey
- Oct 9
- 3 min
How To Deal With Late Payments Pt 1
Your payment history plays a pivotal role in shaping your credit score, constituting the primary factor. FICO assigns a weight of 35...
70 views0 comments
Akeem Bey
- Sep 8
- 2 min
Taking the First Step: Checking Your Credit Report
Your credit report is like your financial report card, and it's crucial to keep an eye on it regularly. Why? Because it plays a pivotal...
52 views0 comments
Akeem Bey
- Sep 7
- 1 min
Unlocking the Secrets of Your Credit Score
Your credit score plays a significant role in your financial life, impacting your ability to secure loans, credit cards, and even rent an...
52 views0 comments
Akeem Bey
- Sep 5
- 3 min
How to Lower Your Credit Utilization by Getting Added to a Tradeline with a High Limit
Credit utilization plays a crucial role in determining your credit score. It's the ratio of your outstanding credit card balances to your...
100 views0 comments
Akeem Bey
- Aug 30
- 2 min
This Is Why Your Inquiries Won't Come Off Your Equifax Credit Report!!!
Rivera v Equifax Case This is a case called Rivera v. Equifax. Where a man named Francisco Rivera found an inquiry on his credit report...
288 views0 comments
Akeem Bey
- Aug 25
- 2 min
Unleash the Power of ChatGPT to Find FCRA Violations and Boost Your Credit Score
Are you tired of derogatory accounts weighing down your credit score? Do you want to take control of your financial future? Look no...
116 views0 comments
Akeem Bey
- Aug 22
- 2 min
"Credit Report Charge-Off Chaos: Spotting and Slaying Inaccuracies"
Inaccuracies in charge-off accounts reported on consumer credit reports can have a significant impact on your credit score and financial...
158 views0 comments
Akeem Bey
- Aug 21
- 3 min
Why Inaccurate Late Payments Sneak Onto Your Credit Report (Includes Sample Dispute Letter)
Inaccurate late payments on a consumer's credit report can occur for various reasons, many of which are unintentional errors by the...
178 views0 comments
Akeem Bey
- Aug 4
- 2 min
Protecting Your Rights: How to Sue Creditors and Collectors for TILA and FDCPA Violations
Dealing with charged-off and collections accounts can be a stressful experience for consumers. However, it's essential to know that you...
201 views2 comments
Akeem Bey
- Aug 2
- 2 min
Building a Strong Case for FCRA Non-Compliance: Your Path to Taking on the Credit Bureaus
Navigating the complex landscape of credit reporting can be overwhelming, but armed with knowledge and strategic techniques, consumers...
110 views1 comment
Akeem Bey
- Aug 1
- 2 min
Rivera v. Equifax: Unveiling the Truth About Inquiry Disputes and Your FCRA Rights
In the world of credit repair, one landmark case has shed light on a crucial aspect of the Fair Credit Reporting Act (FCRA) and how it...
207 views0 comments
Akeem Bey
- Jul 31
- 2 min
Protecting Yourself Against Debt Collectors: Your Rights Under Consumer Protection Laws!!!
Facing debt collectors can be overwhelming and stressful, but knowing your rights and understanding consumer protection laws can empower...
214 views0 comments
Akeem Bey
- Jul 30
- 2 min
Unleashing the Accommodation Clause: Your Key to Removing Late Payments from Your Credit Report
Late payments on a credit report can significantly impact a consumer's creditworthiness and financial opportunities. However, many...
207 views0 comments
Akeem Bey
- Jul 29
- 2 min
How Entrepreneurs Maximize Cash Flow: Paying Themselves with Credit Cards
The Power of ADP and Plastiq Integration: ADP, renowned for its robust payroll services, offers an integration feature that seamlessly...
150 views0 comments
Akeem Bey
- Jul 28
- 2 min
Unleashing the Power of Arbitration Dispute Method: A Consumer's Guide
Introduction: In the world of credit disputes and inaccuracies on credit reports, consumers often face an uphill battle when dealing with...
256 views1 comment
Akeem Bey
- Mar 9
- 3 min
10 Steps To Better Credit
Here's a ten-step process for consumers to improve their credit score by disputing negative items on their credit report and maximizing...
129 views0 comments
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