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How to Get Preapproved for 0% Interest Business Credit Cards to Fund Your Business
Starting or scaling a business often requires capital, and one of the smartest ways to access funding without paying high interest is...

Akeem Bey
Mar 23 min read
92 views
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10 Reasons Why You May Be Getting Denied Credit Card Applications
1. High Credit Utilization : Even if they have high credit scores, lenders may see high usage across existing accounts as a risk, fearing...

Akeem Bey
Oct 31, 20242 min read
13 views
0 comments


How to Leverage Consumer Case Law Like Ybarra v. Experian to Remove Negative Items from Your Credit Report for Inaccurate Reporting
Having inaccurate negative items on your credit report can severely damage your credit score and limit your financial opportunities....

Akeem Bey
Sep 23, 20245 min read
360 views
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How to Increase Your Credit Limits by Boosting Your Monthly Income on Credit Card Applications
When applying for a credit card or requesting a credit limit increase, one of the most critical factors that issuers consider is your...

Akeem Bey
Aug 28, 20243 min read
109 views
0 comments


Millions of Americans' Social Security Numbers Breached: How to Protect Your Identity and Credit
Recent news has revealed that millions of Americans have had their Social Security numbers (SSNs) breached and stolen by hackers. This...

Akeem Bey
Aug 16, 20243 min read
63 views
0 comments


Boost Your Credit with Pledge Loans from These 4 Credit Unions
Are you looking to build or improve your credit score? Pledge loans, also known as credit-builder loans, can be a great tool. Here, we...

Akeem Bey
Jul 16, 20243 min read
131 views
1 comment


Boost Your Credit Score: 14 Credit Builder Accounts to Rebuild Your Credit
Are you looking to build or rebuild your credit? Strengthening your credit profile is crucial for securing better financial...

Akeem Bey
Jul 8, 20243 min read
166 views
0 comments


Comprehensive List of Laws Governing Lenders and Creditors in Relation to Consumers
Lenders and creditors must adhere to a variety of laws designed to protect consumers' rights, ensure fair practices, and maintain...

Akeem Bey
Jun 6, 20243 min read
98 views
0 comments


8 Things You Should NEVER Reveal to Debt Collector
Understanding your rights under the FDCPA is crucial for effectively dealing with debt collectors. These professionals are required to...

Akeem Bey
Jun 6, 20242 min read
123 views
0 comments


How to Establish Your Own LLC Through Your State's Secretary of State Website
Starting your own Limited Liability Company (LLC) is a significant step towards unlocking funding, credit, and finance opportunities for...

Akeem Bey
Jun 4, 20243 min read
88 views
0 comments


How to Secure $100K Funding for Your Business with Bellco Credit Union
Are you looking for substantial funding to boost your business? Joining Bellco Credit Union in Colorado could be your key to accessing up...

Akeem Bey
May 28, 20242 min read
258 views
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How to Respond When a Debt Collector Provides Insufficient Validation
Receiving a response to your debt validation letter from a debt collector can be both relieving and frustrating—especially when the...

Akeem Bey
May 27, 20243 min read
160 views
0 comments


Strategies for Qualifying for High Limit Personal and Business Credit Products
Establishing a strong relationship with your lending institution, particularly through direct interaction with a banking relationship...

Akeem Bey
May 27, 20243 min read
94 views
0 comments


Escalating Your Credit Dispute: A Strategic Approach to Rectifying Legal Violations
In the journey to rectify inaccuracies on your credit report, navigating through the automated dispute systems can sometimes be a...

Akeem Bey
Jan 17, 20242 min read
232 views
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How To Sue Credit Bureaus For Statutory Damages
In a recent case, Omar Santos et al. v. Experian Information Solutions, Inc., the US Court of Appeals for the Eleventh Circuit ruled...

Akeem Bey
Dec 3, 20232 min read
226 views
0 comments


Credit Repair Secret Strategy Tip - Update Your Personal Information!!!
One of the best ways to insure your chances that accounts get deleted from your credit report is, before you start disputing accounts,...

Akeem Bey
Nov 30, 20232 min read
126 views
2 comments


Removing Late Payments: How to Find and Email the CEO of a Company for Goodwill Accommodation
If you've ever found yourself in a situation where you need to contact the CEO of a company to discuss late payments or other financial...

Akeem Bey
Oct 10, 20232 min read
295 views
0 comments


Leveraging Authorized User Status to Lower Credit Card Utilization Ratios
Credit card utilization, the percentage of your credit limit that you're using, is a key factor in determining your credit score. High...

Akeem Bey
Oct 9, 20232 min read
122 views
0 comments


How To Deal With Late Payments Pt 1
Your payment history plays a pivotal role in shaping your credit score, constituting the primary factor. FICO assigns a weight of 35...

Akeem Bey
Oct 9, 20233 min read
85 views
0 comments


Taking the First Step: Checking Your Credit Report
Your credit report is like your financial report card, and it's crucial to keep an eye on it regularly. Why? Because it plays a pivotal...

Akeem Bey
Sep 8, 20232 min read
56 views
0 comments
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