Funding Readiness & Optimization
Fix Your Credit the Right Way — With a Clear Path to Funding
If you’re serious about improving your credit — not just disputing random accounts — you’re in the right place.
Our Credit Optimization & Repair Program is designed for people who want:
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Accurate, compliant credit repair
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Strategic dispute execution under the FCRA
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A cleaner, stronger credit profile lenders actually approve
This is not a quick-fix promise. This is a structured, compliance-first process built for long-term results.
Choose the Program That Fits Your Needs
Program Comparison (Most Clients Choose the Full Optimization)
Credit Optimization + Funding Readiness
$1,500
Full Credit Audit
Bureau Disputes
Furnisher Disputes
Metro 2 / FCRA Strategy
Credit Profile Optimization
Funding Readiness Guidance
Bank-Ready Positioning
Priority Handling
Best For Funding & approvals
Credit Optimization + Funding Readiness
$1,500 Total
This is our most comprehensive program and the one we recommend if your goal is approvals, not just deletions.
What's Included:
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Full tri-bureau credit report audit
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FCRA- and Metro 2–based dispute strategy
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Disputes with credit bureaus and furnishers
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Ongoing compliance monitoring
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Credit profile optimization (utilization, structure, timing)
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Funding readiness guidance (personal & business positioning)
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Priority handling
Best for:
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Clients preparing for auto, mortgage, or business funding
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Business owners who need bank-ready credit profiles
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Anyone who wants strategy, not guesswork
✔ Monthly financing available (subject to approval)
Alexa Young, CA
"I finally understood why my credit was holding me back — not just what to dispute. This process gave me clarity and structure."
Morgan James, NY
"The strategy mattered more than anything. I stopped guessing and started fixing things the right way."
Lisa Driver, MI
"I didn’t just want deletions — I wanted approvals. This program helped me position correctly."
We believe access matters. That’s why we offer multiple ways to get started.
✔ Pay in Full
Secure your spot immediately with a one-time payment.
✔ Monthly Financing (Subject to Approval)
We partner with trusted financing providers so you can spread payments over time:
Affirm
Klarna
Afterpay
Approval and terms are determined by each provider.
✔ In-House Financing (Limited Availability)
If you don’t qualify with our financing partners, you may still have options.
👉 Book a call to learn more about in-house financing eligibility
How the Process Works
1. Enroll in your chosen program
2. Complete your intake and upload credit reports
3. Receive your personalized audit and strategy
4. We begin compliant dispute execution
5. Ongoing monitoring and optimization throughout your program
Who This Program Is NOT For
This program may not be a good fit if any of the following apply:
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You are looking for guaranteed deletions or instant score increases
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You are unwilling to provide accurate information or documentation
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You plan to apply for loans or credit cards immediately without preparation
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You are currently in an active bankruptcy
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You are not prepared to follow guidance or timelines
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You are looking for the cheapest option rather than the correct strategy
We work best with clients who are patient, compliant, and serious about long-term credit improvement.
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Important Compliance Disclosure (Please Read)
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We do not guarantee the removal of any specific account, item, or credit score increase.
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Credit repair results vary based on individual credit profiles, creditor responses, and reporting accuracy.
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All disputes are conducted in accordance with the Fair Credit Reporting Act (FCRA).
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You may dispute credit report information on your own at no cost.
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Our services are educational and administrative in nature and do not constitute legal advice.
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