This guide includes:
 
5 dispute letters for each round that you need to respond to the credit bureaus with instructions on how to structure, send and respond with the appropriate next set of dispute letters.
 
Also included are instructions on how to submit your CFPB complaint are below. It is important to remember that you need to exhaust your remedies with the dispute process by utilizing the dispute letters below in the order that they are presented.
 
This guide is all you need to remove those derogatory accounts no matter what the are: charege off, repo, collections, medical debt, late payments, etc.