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Fill out the form(s) and make your payment(s) to be added as an authorized user to the account(s) of your choice. Your information will then be forwarded to my account specialist(s) that will add you to the account and contact your once done. Their contact information will also be included in your confirmation email as well. So if you need to reach out about any questions or concerns, you can do so directly. 

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Being added as an authorized user to a tradeline can potentially improve your credit score by allowing you to benefit from the primary account holder's positive credit history. When you are added to an account with a strong payment history and low credit utilization, these positive factors can be added to your credit report, potentially boosting your credit score.

 

This strategy can be especially beneficial for individuals with limited or damaged credit histories, as it provides an opportunity to demonstrate responsible credit management. However, it's important to ensure that the primary account holder's financial habits are sound, as negative actions on the account can also affect your credit negatively.

Barclay's Mastercard

Age - 7 Years

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Credit limit - $15,400

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Utilization Ratio - 7%

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Report Date - 26th of every month

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Spots - 1 spot available

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Cost - $650 (originally $1,300)

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Time on account - 3 months

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*Reports to all 3 major credit bureaus

Are you a US Citizen

Thanks for submitting!

Amazon Prime Visa Card

Age - 2 Years

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Credit limit - $$8,300

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Utilization Ratio - 5%

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Report Date - 21st of every month

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Spots - 1 spot available

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Cost - $450 (originally 900)

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Time on account - 3 months

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*Reports to all 3 major credit bureaus

Are you a US Citizen

Thanks for submitting!

Are you a US citizen?

Thanks for submitting!

Amex EverDay Preferred Credit Card

Age - 9 years

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Credit limit - $35,000

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Utilization Ratio - 8%

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Report Date - 19th of every month

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Spots - 2 spots available

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Cost - $750 (originally $1,500)

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Time on account - 3 months

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*Reports to all 3 major credit bureaus

Are you a US citizen

Thanks for submitting!

Macy's AmEx Card

Age - 16 years

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Credit limit - $17,000

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Utilization Ratio - 0%

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Close Date - 20th of every month

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Spots - 0 spots available

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Cost - $900 (originally $1800)

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Time on account - 3 months

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*Reports to all 3 major credit bureaus

Home Depot Mastercard

Age - 7 years

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Credit limit - $12,000

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Utilization Ratio - 7%

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Close Date - 15th of every month

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Spots - 3 spots available

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Cost - $550 (originally $1,000)

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Time on account - 3 months

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*Reports to all 3 major credit bureaus

Are you a US citizen?

Thanks for submitting!

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